Claim guides
Long-form guides from ValueGuard Appraisals on diminished value, total-loss offers and the paperwork behind them.
How Insurers Adjust Comparable Vehicles for Mileage
How insurers adjust comparable vehicles for mileage in a total loss valuation, which way each adjustment should run, and how to test the rate with data.
Read the guide · Updated October 13, 2026
Electric Vehicle Total Loss Valuation: Battery, Range and Market Data
How an electric vehicle total loss valuation works: battery health, range and battery size, fast moving used EV prices, and the data to check before you accept.
Read the guide · Updated October 13, 2026
How Options and Packages Change a Total Loss Value
How options and packages change a total loss value, why they go missing from valuations, how they are adjusted, and how to prove what your car had.
Read the guide · Updated October 13, 2026